School Is Back In Session – Practice Driving Safety Around School Zones!

It is hard to believe the summer has flown by already, but as of this week, school is officially in session again.

It is a time of year when auto insurance agencies like to remind their customers to slow down in general and notice their driving habits within school zones.

The best way to maintain safety around schools and avoid tickets as well as car insurance premium increases is to stay vigilant, especially with school just resuming after a few months off.

  • Be Aware that School Is In Session - After weeks of being able to ignore the school zone signs, auto insurance carriers remind all drivers to be aware that school is once again in session all throughout Texas. 
  • Slow Down In School Zones - The most important thing that every driver must do now that school is in session is to observe School Zone signs and slow down. Speed limits within school zones are greatly reduced, slow enough that stopping quickly to prevent an accident is easy. Drivers who receive citations for speeding with their car between School Zone signs could see increases in their auto insurance rates besides the obvious danger that doing so creates. 
  • Watch For School Buses - With school back in session, that means school buses will be out on neighborhood streets and local highways. Stay alert for them and give plenty of distance to these slow-moving vehicles to reduce the chance of being involved in an accident with one. 
  • Look For Flashing Yellow and Red Lights - Whether on a school bus, a School Zone sign, or at a crosswalk, pay attention for flashing yellow lights and either slow down or stop. Drivers must prepare to stop their car on the road when buses turn on their flashing yellow lights, then remain stopped as the lights turn red until the lights are turned off. Everywhere else, proceed carefully at the posted, reduced speed limit, and watch out for slow-moving autos and children. Car insurance agencies warn that passing a bus with red lights flashing could result in a hefty fine and an increase in their insurance policy premium. 
  • Watch for Road Crossings - Beyond simply staying alert and aware within school zones, auto insurance agencies stress the importance of watching for kids crossing the road with or without crossing guards, especially between parked or waiting cars in front of schools. Children can be impulsive, frequently entering the road in places where they shouldn’t. It is up to drivers to watch for them and avoid potential accidents instead.

With school now back in session, every person driving a car on the road plays a role in protecting children and maintaining the safety of these areas.

Follow these tips highlighted by car insurance agencies each year and stay alert in school zones and most importantly, slow down.

By avoiding accidents around school buses and in school zones, drivers can avoid damaging their auto insurance record and the higher premiums that come with that!

Great Guide on How To Save Money With Auto Insurance

Having auto insurance is very important; it can save you from having to pay costly repairs if you damage your own or someone else's vehicle.

There are many options available to insure your car or truck.

This article will give you tips to help find the auto insurance that is right for you without spending too much money.

Year of Vehicle and Options

The year and options on your vehicle will play a large roll in the amount of your auto insurance premium.

Having a newer car with lots of safety features can save you some; however, if you have it financed, you will also have to pay more for full coverage.

Extra Coverages You Can Avoid

When considering extras for your auto insurance, you can most likely do without the car rental insurance.

You will pay nearly $50 a year for rental insurance, when that is the same cost for renting a car for one to two days.

Also, your rental car is most likely already covered under your policy.

Compare Insurance Rates

Having car insurance is a necessary and important thing; however, there are things that you can do to help keep your costs down so that you have the best deal while still being safe.

Check out different insurance companies to compare their rates.

Reading the fine print in your policy will help you to keep track of whether or not terms have changed or if something in your situation has changed.

Old Vehicles Don't Need Full Coverage

If you have a shiny new car, you won't want to drive around with the evidence of a fender bender, so your auto insurance on a new car should include collision insurance as well so your car will stay looking good longer.

However, do you really care about that fender bender if you're driving an old beater?

Since states only require liability insurance and collision coverage is expensive, once your car gets to the "I don't care that much how it looks, just how it drives" stage, drop the collision and your auto insurance payment will go down dramatically.

In Summary

As stated at the beginning of the article, having auto insurance can save you from paying for costly expenses in the event of an accident.

With so many options available, it can be hard to choose the best one.

Hopefully the tips from this article will help you find auto insurance that is right for you.